Book talk in English

There's a saying that wealth and poverty get passed down through generations, and unfortunately, it's mostly true. Kids of wealthy parents are likely to stay rich, while kids of poor parents often remain poor. It makes sense since they start from different places. But there's an even more significant factor: habits. What makes poverty scary isn't just the lack of money; the bad habits that come with it get passed down, too. Wealthy people pass on their good habits to their kids, while poor people pass on their poor habits. So, the gap keeps widening with each generation. But flip that around: if you can change your habits, you can overcome the natural wealth gap. Plenty of wealthy people grew up poor and used that as motivation to succeed. So what exactly are these poor habits, and how can we change them? Let's talk about three habits that wealthy people avoid. 

It doesn't just shake up your views on money; it completely flips your perspective on life. You can look forward to it. So, let's dive into why you might not get rich: it's all about the psychology of money. First off, people don't want to pay the price. Poor folks often shy away from paying up. No matter what you buy, you've got to pay a fair price. If you buy a house, you've got to deal with the mortgage. If you get a car, you've got to handle the payments. If you go on vacation, you need to cover accommodation and food. The better the stuff you want, the bigger the price tag you have to deal with. But here's the kicker: while they're okay with paying for things, poor people don't want to invest in becoming rich. The price of getting wealthy includes having the patience to handle market ups and downs, facing fears, and dealing with the regret of bad investments. You've got to be willing to pay that price. That's the mindset and habit of wealthy people. Ironically, rich people do this more than those who need the money.

It would be best to spend a lot more time focusing on investing. If you can't overcome the wealth gap immediately, you must pay the price to become richer like the wealthy, gradually narrowing that gap. This advice applies not just to investing but to every aspect of life. If a friend wants to get healthy but keeps ordering takeout and watching YouTube, what would you say when they're wondering why they aren't losing weight? You'd probably tell them to eat in moderation and get some exercise, right? Moderation and working out are the prices you have to pay for good health. What should you do to get smarter and change your life? It would be best if you read books. Do you think things will change if you wonder why your life isn't going anywhere without picking up a book? Oh, they might—just for the worse. Nothing in this world is free. If you want something, you must pay the right price. If you want wealth, study investing and be ready to deal with the ups and downs, anxiety, fear, and regrets that come with it. If you want success, you need to give up your free time and instead read or put in the effort required to succeed. Being poor or not having life go your way is the price you pay.

"It's because they don't pay up. Plus, they're worried about what others playing different games might think. Poor people don't have investment principles, so others easily sway them.  To make smart investments, you need to listen to what others say. But the key is who you choose to listen to. Investors often pick up signals from those playing a different game without even realizing it. For example, Tesla is priced at $400. Is that expensive or cheap? What do you think? I think it's cheap. At least the speculative bubble has popped, and while it might drop short-term, I believe the semiconductor and smartphone plus car industries will look better over the next ten years. But here's the catch: my point is only valid in the long term. It seems cheap for someone looking at a ten-year horizon, but what about a day trader making quick trades? If they think the price will drop today, it looks expensive."

On the flip side, let's consider someone who thinks Tesla's market cap is ridiculous and should drop even more. From their perspective, the current stock price seems high. But if they want to make quick trades, they might see that the stock has already doubled in a year, so they think a short-term drop is possible. For them, the current price looks high. Long-term investors and day traders are playing completely different games. When day traders rush in, thinking the stock is too cheap, it's natural for the price to go up. If a long-term investor sees the price skyrocketing and gets anxious, they might jump in, but by then, the traders have already wrapped up their game and left. It's the same when you need to make a monthly profit, and everyone else says, "This company is going to be great in ten years," while they're all-in on metaverse stocks. If you let yourself be swayed by people playing a different game, you'll never see investment returns or become wealthy. Rich people know exactly what game they're playing and only focus on the information that helps their strategy, building their confidence.

I'm not swayed by all those so-called stock experts on YouTube who spread out short-term charts and talk about long-term moving averages, saying a technical bounce is coming or that we're in a bear market. I bought it thinking it would go up five times in ten years, so a 5% drop now doesn't bother me. This isn't just about investing; it's the same in life. Even among office workers, some want to climb to management or become CEO, while others plan to switch jobs soon. Those thinking of moving on might be slacking off, but what do you think will happen if someone aiming for that promotion is also slacking? It's wild to want to be successful and wealthy while following the YOLO crowd, overspending on pointless stuff, travelling, and just goofing off. You can't win the game by following someone who is playing by different rules. So, what game are you playing? The most important thing about money is understanding how you view your time and not getting swayed by the actions of people playing a different game than you. What game are you in right now?

Put in some serious effort to understand this. You'd be surprised at how few people do. Third, there's a lot of greed out there, especially among poorer folks who often want to look rich. The truth is, real wealthy people don't feel the need to flaunt their wealth. Take Warren Buffett, for example, he's been living in the same house for over 60 years, and it's worth only about $700,000 as of 2020. That's less than half of what some fancy places go for. And look at Lee Jae-yong from Samsung—his car isn't a Rolls Royce or Lamborghini; it's a Genesis Palisade. But can anyone say they aren't rich just because Buffett lives in a modest house or Lee drives a domestic car? Wealthy people don't have to force themselves to buy fancy houses, expensive cars, or designer bags to look the part. Sure, they might use luxury items, but it's not about showing off; it's just what they like and are used to. Flaunting wealth with a big house, flashy car, or designer goods usually comes from people who want to pretend they're rich but are just pretending while struggling financially.

Rich people casually flaunt luxury brands, and we mistakenly equate luxury with wealth. But luxury shows not how rich someone is, but how much they've spent. Someone driving a $100,000 car might be wealthy, but we only know their net worth has dropped or increased by that same amount. We tend to judge wealth based on what we see because that's the information. We can't see other people's bank accounts or stock portfolios, so we rely on outward appearances to gauge their financial success. Just because someone has luxury goods, a fancy car, or a lovely house doesn't mean they're genuinely wealthy. What we often consider signs of wealth can hold us back from becoming rich. The wealthy can stay wealthy because they don't spend money on things that make them look rich. The quickest way to feel wealthy is to throw money at nice things.

The way to get rich is pretty straightforward: save your money, and don't touch the money. The only real way to build wealth is by not paying what you already have. This is not just the only path to accumulating wealth but also defines what wealth is all about. No matter how much you earn, the secret to getting rich is to save and invest wisely, not to blow your money. Spending is just the result of the wealth you've built up; it's not what makes you rich. Poor people often mess up their chances of becoming wealthy because they try too hard to look rich before they are. If you genuinely want to be rich, stop trying to impress others and refrain from spending your money. Many poor folks get greedy, hoping for a single investment to turn their lives around. They think one big gamble will change everything. Sure, taking risks is part of getting rich, but many poor people either don't want to take any risks at all or, on the flip side, they go all in on one risky move, hoping for a big score. However, the risks that wealthy people discuss are a whole different ball game.


10:30
That's not how it works. To make big money, you have to take risks. But if a risk could lead to losing everything,  it's not worth taking any risk. The odds might seem in your favour when you play Russian roulette, but the potential bad outcomes aren't worth the gamble. This is about money, but many things are more important than cash—like your loved ones, friends, happiness, and freedom. Tossing away these precious things for the sake of money isn't just risky; it's wild. If house prices drop, a business fails, or an investment goes south, you might not get to spend time with the people you care about, and you could lose everything. Poor people often get poorer because they gamble on things that matter to them and fail. When that happens, it's tough to bounce back. Rich people take risks but do it within limits that don't jeopardize their peace of mind, family happiness, or personal freedom. That's how they can keep investing over the long haul.


11:34
You can make the magic of compound interest work for you, but you must let go of greed. The desire to look rich and the quick schemes to bridge the wealth gap are poor habits. Take a moment to evaluate your habits. Do you have habits of the wealthy, or are you stuck in poor habits? Wealth and poverty can be passed down, but it's not about the amount of money you inherit but the habits that determine wealth transfer. If you want to be wealthy and successful, be ready to pay the price. The anxiety and fear that come with investing and the effort and sweat you put into building wealth are fees you must pay to become wealthy. Understand what game you're playing—are you investing, day trading, trying to be a scammer, or aiming to be an entrepreneur? You can't be a winner if you're following others playing a different game. Don't be greedy. The only way to truly become rich is to stop spending money. Let go of the desire for things that make you look rich, and don't risk what's truly valuable in your quest to get rich quickly.


12:36
"Psychology of Money is a book that shares 20 essential lessons about money and life that you must take to heart. I know it's a paid promotion, but I was planning to recommend this book even without the ad. I was thinking about when to share it, and then the ad opportunity came up, so I couldn't resist. It's truly a life-changing book that I highly recommend. I got a bit carried away there because I didn't want my sincerity to be overshadowed by the ad label. If you're looking for a guide to achieving wealth and success, I confidently recommend Psychology of Money. You might think it sounds a bit out there when I say you can learn three times faster and become three times wealthier, but would you believe it if I told you that people like Elon Musk, Bill Gates, Barack Obama, and Oprah Winfrey have all sought out just one person to learn this from? We live in a flood of information, especially regarding work or self-improvement, and there's so much to read. It would be great if we had the time to read it all."


13:49
When caught up in a busy life, it's easy to let books collect dust or leave them sitting on your bed for months. But what if we could double or triple our reading speed? We'd be able to learn new information faster and pick up the know-how needed for our jobs, boosting our work efficiency. Whether you're running a business, making videos, or writing, the financial benefits would be huge if you could search for information three times faster. You can probably imagine how helpful speed reading would be. It sounds wild to think you could learn three times quicker and become three times wealthier, right? But what if I told you that Elon Musk, Bill Gates, Barack Obama, and Oprah Winfrey all sought out one person to learn this method? Let's dive into how we can improve our learning speed two to three times starting now. Oh, and don't forget to like, subscribe, and comment! [Music] Jim Kwik is the author of "Limitless," which was named one of Forbes' Best Books of 2021.


15:10
Jim Kwik is a bestselling author and a brain coach specializing in areas like memory improvement, brain health and accelerated learning. What's interesting is that he suffered a severe brain injury when he was a kid. How did this kid, who had a damaged brain, become a brain coach and learning expert? There's a long story behind it, but I'll focus on the two heroes who greatly impacted his life. The first hero is a group of heroes: the X-Men. Jim couldn't read, but he could only manage comic books. There are many superhero stories in the U.S., especially in Marvel comics. Among all the heroes, the X-Men captured Jim's heart. They might not have been the strongest or the fastest, but they were outcasts and mutants fighting against villains. This must have resonated with Jim, who felt isolated from his peers. He would stay up late every night, hiding under the covers with a flashlight, reading those comics.


16:59
He said he read it, and he enjoyed it so much. He struggled with reading, but he taught himself through this comic. Honestly, I think he might be exaggerating a bit. You could say the X-Men were the heroes who helped this kid read for the first time with a messed-up brain. The second hero is Einstein. Even after he started reading, Jim Kwik still suffered from learning disabilities. He found it hard to finish a book, and even after reading, he couldn't remember anything. He tried to overcome it by studying like crazy—staying up all night, not eating, spending nights in the library with a massive stack of books he wanted to read, just going at it non-stop. It would be a great story of overcoming challenges, but he fainted in the library. He fell down the stairs and hit his head again, and two days later, he woke up in the hospital. Jim Kwik described that as the darkest time in his life. When he woke up in the video, a nurse was there.


18:19
"So, one day, someone brought over a cup of tea, and on that mug, there was a picture of Einstein and a quote. It sparked some deep thoughts, not the usual kind, but more fundamental questions like, 'What's my essential problem?' He started to think about that and probably figured out that being a slow learner was his issue, so he began searching for ways to learn faster. However, despite plenty of classes teaching content, no place taught me how to learn more quickly and effectively. That's when Jim started exploring how our brains learn and the principles of memory. After diving deep into this research, we learned the Jim Quick we see today. There are many more stories in between, but I'll share the two most pivotal events. Let's get to the main point: how can you read two to three times faster? I'm going to share that with you now. First up, make use of your surroundings. Jim Quick talks about a concept called 'peripheral vision', which refers to the range of letters or words you can see at a glance."


20:01
So basically, it's not just about focusing on one specific word; it's about seeing all the words around that word. Jim Kwik says we should read those words all at once. We've usually been taught to concentrate on one word at a time when reading, but that's only useful when we first learn to read and don't know many words. Focusing on just one word can slow us down once we have a good vocabulary and understand which words usually go together. In his book, Jim Kwik uses the example of a "report card." Our brain processes the "report card" as a single unit of meaning. But when reading, if we focus on one word, we might read it as "report cart," then take the time to mentally combine it back into "report card," which slows us down. People with excellent memories don't memorize information in bits; they remember it like a snapshot, capturing the whole image simultaneously.


21:18
You might have heard about this before; it's the same principle. Certain words tend to be used together, and this combination is called "collocation" in English. For example, in Korean, when you say "종갓집" (the head family house), you immediately think of "종갓집 김치" (head family house kimchi), and when you hear "가재," you think of "가재는 개편" (the crayfish is a reform). These expressions come to mind instantly without needing to read each word carefully. Of course, if you don't know the words, it can be challenging to understand, but when you do, try using surrounding phrases to grasp more significant meanings at once. Think of it like taking a snapshot of a sentence with your eyes as you practice. You don't need to dissect every single word to get the point. Secondly, eliminate subvocalization. When you read a book, do you find yourself silently reading along as if you're speaking? That's subvocalization. This often comes from early education, like in kindergarten or elementary school.



22:36
Do you know how we often read books aloud or take turns reading a line? When we were kids, that was a good way to keep students focused since their attention spans were short. But now, since we haven't had any reading training since then, we're just stuck in that old habit that we don't need anymore. Most of the words we read are ones we already know, so is it necessary to sound them out? Nah, we can look at them. Our brains are way more capable than we think. We can understand what we're reading without pronouncing every letter or focusing  hard. To help get rid of that inner voice while reading, Jim Kwik suggests counting out loud as you read. So, you read the book with your eyes but say "one, two, three" out loud. It's pretty tough to do both simultaneously so that naturally stops the inner voice from happening. Give it a try! It might initially feel confusing, but your understanding will significantly improve once you get used to it.


23:53
Jim Kwik says that even if you don't count the numbers, just thinking about reading the letters in your head can slow your reading speed. Knowing that can help you feel like you're reading faster. Lastly, he talks about using your finger to guide your reading. We struggle to read quickly because of eye regressions when our gaze returns to reread certain parts. We've all had that experience of getting distracted and going over the same section multiple times, right? Everyone does this to some extent, and it usually happens unconsciously. But if you use your finger to track what you're reading, it helps you focus on where your finger is, preventing you from going back and rereading those sections. According to research Jim shares in his book, using your finger can boost your reading speed by 25% to 100%. I've tried it myself, and now, if I'm not using my finger or a pen to guide me, I find it hard to stay focused.


25:12
I've experienced such a massive boost in my reading speed that it feels frustrating even to try to read slowly. Plus, I can focus, and it's easy to implement with immediate results. Some of you might be wondering if reading fast is a good thing. We often think that reading slowly and carefully helps us learn more, while speed reading means we don't understand as much. But Jim Kwik challenges that idea. He compares reading a book to driving slowly down a quiet street versus racing full speed around a sharp turn. Moving slowly lets you do other things like listen to music, sing, or chat. But when you're zooming around a curve, you can't focus on anything but driving—you're fully immersed in it. In the same way, when we read quickly and concentrate completely, it can lead to more compelling reading. To wrap it up, we live in a time where there's so much information to absorb, and we only have two choices.


26:31
To read more or read faster, we can't stretch the 24 hours a day, so we must pick up the pace. Remember, reading faster doesn't mean you understand less; it can make you more engaged. Use the poetry around you, slow down your speed when needed, and read through the book with your finger to keep track. You'll likely see your reading efficiency and wealth grow many times over. Before a significant change, you usually notice some warning signs. Like how you might feel tired or have headaches or dizziness before getting sick, the excitement builds before a couple officially becomes a couple or trading volume spikes before asset prices soar. The same goes for becoming wealthy; some signs appear before you get rich. If you're experiencing these signs, it means you could become wealthy someday. If not, work towards experiencing those signs. So, who should you ask about what these signs are? You should ask someone already rich, not just anyone with a lot of money, but someone who knows how to build wealth.


27:41
Isn't it a good idea to ask someone who knows the law better than anyone else? Let's talk about getting rich. Who better to reference than Bob Proctor, the real star of the world-famous book "The Secret"? He's a top-notch success coach, so you can become rich if you live by his teachings. Now, let's discuss three things that 90% of people who become wealthy experience, based on Bob Proctor's insights. I'm confident this video will show you how to live to become rich. If you're excited about it, please subscribe and give it a thumbs up. Let's dive right in without wasting any time. First up, wealthy people take responsibility for their actions. They don't just beat themselves up when something goes wrong. Instead, they look for the cause and solution within themselves, not blaming others or luck. The only thing we can truly change in this world is ourselves. We must understand and accept that because we can't change anything else.


28:46
The only thing you can change in this world is yourself. Think about it—have you ever managed to change someone else? It's tough enough to adjust to little things with the family you live with, so how can we expect to change strangers or make significant societal changes? This damn capitalism is broken. Sure, I can complain that I failed in my investments because of rising interest rates, but who will listen to me? And what's going to change? Of course, not everything is our fault. There's always that one crazy person at work making things hard for everyone, and it's easy to think, "Why is that my problem?" And you're right; it's not your fault. But no matter how bad things get or how weird people are, how we respond is still our choice. You could let that person stress you out and ruin your day or think, "Wow, I wonder how they ended up like that?" You might even remember something you learned from Andrew's channel about how the villains in our lives show up because we're the main characters.


29:48
You can maintain your self-esteem no matter what situation you're in. We always have the freedom to choose our attitude. The spiritual moments we experience, not to mention even in extreme situations where life hangs in the balance, show this. In his book about life in concentration camps, Viktor Frankl says that while everything can be taken away from a person, one thing can't be taken: the last remaining freedom of a human being—to choose their attitude and path in any given environment. Everyone, even those in the most challenging situations, can decide what kind of person they will be mentally and spiritually. As Dr. Frankl said, we can choose our attitude in any circumstance. Blaming the situation or others and running away from our responsibilities won't make us wealthy. Rich people don't let situations control them; they take charge and overcome challenges. The key is taking responsibility. Whenever you face life's problems, you should think, "This is a problem I must solve."


30:51
You gotta have it; that's how you overcome challenging situations and become wealthy. So, if you're feeling responsible for your life and trying to solve your problems, you're doing great. Are you standing up to life's challenges? Are you taking responsibility without making excuses? That's a big sign you're on your way to wealth. Next, people might laugh at you. Rich folks set outrageous goals and achieve them. They're the ones who go for it, even when others think they're being unrealistic. They don't sit around calculating the odds; they dive in. Every day before heading to work, this English teacher tells his parents, "Today, I'm off to be the best English teacher in Korea." His mom rolls her eyes, saying, "Doesn't that kid ever get tired of saying he's the best?" She thinks it's understandable that so many English teachers are out there. But this teacher is now the chairman of a company worth 300 billion won.


31:56
Hey, it's John, the representative of Hyunseungwon. Picture this: a broke young actor with no work and starving writes a ten-million-dollar check and sticks it in his wallet, hoping to make that amount within three years. He doesn't even have a single hit and can barely afford a meal. Doesn't that make you want to tell him to wake up? Fast forward three years, and this actor gets paid ten million dollars for his role in Batman Forever. That kid's name? Jim Carrey. Rich folks always do things like this, setting crazy goals that make others laugh, but they turn those goals into reality. Maybe they set those ambitious targets without thinking much about it, or they're just naturally optimistic, but this mindset is classic for building wealth. Bob Proctor puts it this way: thinking from a place of desire is a creative life. Ignoring the ability to think about the outcome is like being stuck in a rut, unable to see any possibilities. You've got to flip the script. Instead of starting from reality and only doing what seems practical, you should imagine what achieving your dreams looks like and then think about how to get there and take action. It's all about considering what's possible based on your dreams.


33:01
If you think about it, there's no clear answer, right? It seems impossible if I only have a million won in my bank account and want to become a billionaire. But if I focus on that and live realistically, I'll never save even 1 billion won, let alone 10 billion. On the flip side, if I tell myself, "I'm a billionaire," and start thinking about what steps I need to take to get there, it changes things. First, I'd cut down on my expenses and look for ways to increase my income to save some seed money. Then I'd figure out what average return I need to hit my goal of 10 billion won in a few years. The target might still feel far off, but now I have a clear plan with specific milestones: how much seed money I need, what return I should aim for, and how long it'll take. I can take action with that clarity, which gradually changes my life. It's natural to dream and set goals when unhappy with your current situation, but why judge everything based on reality? Dreams often feel unattainable, but that's why we create them. In "The Winning Habit," Bodo Schäfer talks about this.


34:05
If you set your life goals right, you end up like a pumpkin stuck in a glass jar. If you only aim for a dollar, that's all life will give you. Rich people don't settle for the reality of their dreams; they make their dreams a reality. They set unrealistic goals and think about how to achieve them, even if others call them crazy. Do you have any ambitious goals? Drop them in the comments! Someone will probably come along to mock you, but what happens when you declare your goals? For example, on June 6, 2021, I posted a commitment on the 책그림 channel, saying I'd hit 10,000 subscribers within a year. At that time, I only had 56 subscribers. Some might say, "What's the big deal about 10,000 when there are YouTubers with 100,000?" But anyone who's tried YouTube knows how tough it is to grow from 56 to 10,000. Fast forward a year to June 6, 2022, and I had 18,157 subscribers. Some folks might have looked at my comment and thought, "56? Really?"


35:14
I bet people laughed at me while I was saying this. But that's when the magic happens—you throw logic out the window and set crazy goals for yourself. So, I'm thinking of setting one more outrageous goal: by the end of next year, December 31, 2024, I want to hit a million subscribers on my channel. It might not happen, and honestly, I doubt it. But you know what? I don't care. I'm just going to set the goal and think backwards because I've learned that this is how you work harder and grow. Let's do this together! Drop your own crazy goals in the comments, and whenever you feel your motivation fading, come back and reread those comments. Also, leave some encouraging words for others. I'm sure someone will drop by and call me crazy, but so what? Let them keep typing while I chase my dreams! I guarantee that this comment section will be a treasure trove of inspiration in a year, two years, or even ten years. Declaring a crazy goal is a sure sign you're on the path to becoming wealthy. Lastly, if you're unsatisfied with your income, that's the last sign before you become rich.


36:17
"I'm not satisfied. Rich people are all dissatisfied with the money they make and always want more. You might think we should be grateful for what we have, and sure, being thankful is important. But gratitude and satisfaction are two different things. I appreciate a job that recognizes my skills and provides a stable salary. I'm thankful even if I don't make much money as long as I can serve the clients who appreciate me. But just because I'm grateful doesn't mean I should accept whatever I get without question. I can be thankful and still strive for more. I can pursue more and still be happy. When people say to be grateful for what you have, it shouldn't be taken as a reason to settle and be quiet. Wealthy people challenge this dissatisfaction. This dissatisfaction isn't just about how much you earn; it's about who decides how much you earn. We shouldn't let others determine how much we make. We need to take charge of that ourselves."


37:19
What should you do if you're unsatisfied with where you are? You need to break free and start your own thing. Most of us earn whatever someone else decides for us, regardless of the value we create. Even if you land a billion-dollar project for your company, you might only see a bonus of a million at best. You'll never become genuinely wealthy when someone controls your income. Rich people strive to set their income. They start businesses, invest, or take on side gigs to earn what they want. You've got to find work where your efforts are fully recognized, and that's how you become wealthy. Understand this and quit your job, thinking you will work for yourself. It would be best to keep that steady paycheck while figuring out how to create additional value. My mentor, a rich salaryman, says there's always an overlap on the path to success. You can start by balancing your job and investments, taking those first steps as an employee-investor, and eventually earning more than your salary through your investments.


38:21
When right, you should switch to being a full-time investor. Once you've got a solid foundation in investing, you can start running a business alongside it and transform into both an entrepreneur and an investor. This process helps you gradually reduce the percentage of your income that others control and increase the part you can decide for yourself. That's the path to becoming wealthy. Don't let others dictate your income! No matter how much you deny it, money is one of the most critical factors in life. Are you going to let someone else decide that for you? Rich people are typically dissatisfied with letting others control their lives, and they've worked hard to create a structure where they determine their income. Are you unhappy with your current income? Do you wish you could decide your salary? That feeling is the starting point on the road to wealth. Think big and become rich. Legendary books like "The Secret" and Bob Proctor's works all emphasize that your mindset is the key to becoming wealthy. Thoughts lead to actions, and actions change your life. So, if you're thinking and acting like the rich did before becoming wealthy, you're on the right track, too.


39:26
This can be seen as a sign of becoming wealthy. Blame yourself. Rich people don't blame others or their circumstances; they know the only thing they can change is themselves. They don't let situations drag them down; they overcome them. Set ambitious goals that might make people laugh at you. You'll have crummy results if you only set realistic goals in a crummy reality. First, set your goals, then figure out how to achieve them and take action. Don't let others decide your income. You should be able to determine your earnings based on the value you create. Bob Proctor's book "The Science of Getting Rich" explains the mindset that leads to wealth well. It offers excellent insights and methods to shift your life's perspective towards wealth and success. I recommend this book to all our subscribers who want to awaken the energy of wealth and success in their subconscious and change their lives. Have you ever seen content on YouTube that says if you don't have money or connections, do this or that? Most of those pieces of advice are...


40:30
"Write your goals 100 times. Do positive affirmations every morning. Visualize yourself achieving your goals. It all sounds pretty abstract or unrealistic, right? Yeah, I know you've made content like that, too. And you're right; it's not that those things aren't needed. I practice writing goals, affirmations, and visualization daily and think they're essential. But while those actions can motivate you, they don't tell you what to do. Sure, figuring that out is part of the journey, but I wish there were more concrete suggestions on what to do. So, I've put together some straightforward, practical advice you can use today to change your life. Remember these three things I'm about to share, and I'm confident that anyone, even those with no money or resources, can succeed. If you're excited, please hit subscribe and like. Let's get started. First off, throw yourself into whatever you're doing right now. You might be thinking, 'Is that it?'"


41:36
Hey everyone, take a minute to hear me out. Why are you watching this video right now? Aren't you hoping for something more than what you have? Want to do cooler stuff, make more money, and be more successful? But if you can't even handle what you're doing right now, how's that gonna happen? If you genuinely believe that you can't give 100% to your current job and do your absolute best, feel free to skip this part. I'll break it down by topic so you can move on. But if that's not the case, and honestly, if you're not working your tail off, stick around. I don't know what you all do, but I can split you into two groups: those who get rewarded for their effort and those who don't. Which group do you belong to? Are you running a scalable business, doing things like YouTube or blogging, or working in a job where you get paid for your performance, like stock options or bonuses? It doesn't have to be just financial rewards.


42:39
Is the work you're doing something where the results change based on your effort and where you can find satisfaction and meaning? If you're putting in the job but not seeing results and feeling unhappy with the reality of it, it's just a matter of time. It might be that you haven't put in enough effort yet, or the moment for your efforts to pay off hasn't come. In that case, you need to keep pushing yourself. Even if things feel tough right now, the more effort you put in, the bigger the payoff will be down the line. On the flip side, is your work one where no matter how hard you try, the rewards just don't come? Like working for a company where you put in all this effort, but only the boss benefits? If you're questioning why you're even doing this job and it doesn't seem like you'll ever be happy no matter how well you do it, you still have to give it your all. There are two main reasons for this. First, you need to  push yourself to the point where you can honestly say, "This isn't the right path for me." You must feel that struggle deeply; it motivates you to choose a different direction. Humans naturally dislike uncertainty, and it's hard to make that change unless you're feeling some real pain.


43:42
I don't really chase after change. Even if my job feels pointless and boring, I stick it out as long as possible. Only when I've hit rock bottom or suffered enough do I think, "Okay, this isn't working," and then I start looking for another way. The more pain I go through, the easier it is to move on and focus on something new without looking back. Honestly, even when people complain about work or the company, a lot of the time, the issue is really just me. Look around—when your coworkers say they're struggling, do they actually look like they're giving it their all? Probably not. Most of those problems could be solved just by trying harder. How can I expect to make big changes if I can't even tackle the issues within my power? You really have to give it your all before saying, "This isn't the right path for me." Plus, being diligent is a considerable asset, regardless of your job. Like Kim Seung-ho, the CEO of Gimbap, says, when a person is sincere, other issues don't matter as much, but if you're not sincere...


44:46
If you don't put in the effort, everything becomes a problem. If you're working hard but not getting rewarded, eventually, you'll need to choose a different path. But no matter what you choose, being diligent is a must. Even if it's something you really don't want to do, giving it your best is how you sharpen your diligence. Can someone who finishes an awful job with dedication not feel accomplished? What's more important than what you're currently doing is who you're becoming through that work. No matter what you're doing, go all in! If you're doing the right thing, your efforts will pay off. If you're on the wrong path, it'll drive you to find a new one. Second, read books and write. Let's assume you already have diligence. But I must stress that working hard alone won't make everything go your way. No matter how hard you push the hardware, you won't get good results if your software is outdated. So if you're working hard but not seeing results, we need to upgrade our software—our brains.


45:49
What is the best way to upgrade your brain? No matter how often I say it, you can't emphasize it enough: it's all about reading and writing. You don't have to read 100 books a year or write your book. The author of "The Regressor," Ja-Chung, says to spend two hours each day for two years on reading and writing. For the rest of your time, you can relax and enjoy life. That way, your brain develops and optimizes. It's not that hard! Even doing it  once or twice a week can put you in the top 10%. Just two hours of reading and writing a day sounds easy. Many people might wonder if doing that can change their lives, but how many stick to this simple routine? Statistics show that less than 50% of Korean adults read even one book yearly—those who do read only average about 4.5 books a year. Even if you count all the bookworms who read dozens or hundreds, that's still the case. So realistically, if you read two or three books a year, you're doing well. And if people aren't even doing that, well...


46:52
How many people do you think actually write? So, if you spend two hours a day reading and writing, you're already in the top 10%. Good books can completely shake up our worldview. Self-help books show us the thoughts and lives of successful people and raise our standards. Well-written nonfiction gives us a wealth of background knowledge, and that knowledge becomes a tool we can use in our main jobs. So, reading books is like upgrading our brains. But does that mean you should just read a book a lot? Not really. This is my take, but if you want to change your life, you should focus on nonfiction over fiction. I'm not saying fiction is bad, but if you want to change your life rather than just enjoying your free time or developing sensitivity, you should read more helpful books. Fiction can inspire and move us, but it takes a long time for that inspiration to become reality. Books on self-development, psychology, finance, and social sciences will likely benefit those dreaming of success more. Also, how you approach reading is important. When people say you should read, they often become critics instead.


47:58
Some people only take the parts they like from the author's words and toss out the rest if they don't agree. Sure, not every book is right; there's a lot of wrong info and times when we need to critique it. But that's only true if you have the judgment and skills to determine what's right or wrong in a book. If you're just being negative and nitpicking without any real knowledge, you won't grow. You must approach reading like a sponge, soaking up everything from the book to learn more. After reading, the next step is writing. Many folks get intimidated thinking writing means essays or books, but it doesn't have to be like that. Even just one sentence is fine. What matters is writing down what you learned from the book and how you plan to apply that in your life. I can't stress this enough: the key is figuring out how you will live based on what you've learned. Knowledge that doesn't change your life is useless. Summarizing what you read and thinking about how to apply it is the real endgame of reading.


49:03
Do you know who benefits from this? The people leave comments summarizing what they watched and sharing their commitments. If you listen and think, "That was nice,"  then turn it off, you'll forget it in a few hours. But if you write a summary and think about how to apply it, you'll remember it even after some time. When you jot down even a little about what you read, that's when reading can really change your life. Feeling frustrated that your life isn't changing even though you're working hard? It's time to upgrade your software! The best way to do that is through reading and writing. If you go a month, or even a year, without reading a single book and stick to the same old thoughts and beliefs, expecting your life to change is just unrealistic. Third, get feedback. No matter what field you're in, you need to practice consciously to improve and achieve results. Ever heard of the 10,000-hour rule? It's a concept discovered by Swedish psychologist Anders Ericsson, but people often misunderstand it as just "put in 10,000 hours and you'll be an expert." The rule says you need to break down complex problems into smaller parts and get feedback on each.


50:09
To really improve, you need to focus on your practice. Becoming an expert typically takes around 10,000 hours of concentrated effort, but it's not just about the time you put in; the quality of your practice matters more. Let's look at golf as an example. If you spend all day at the driving range just hitting balls without proper technique, will you really get better? No, you'll reinforce bad habits;  your back, shoulders, and elbows will hurt before you know it. So, what do you need to do if you want to up your golf game? You must know how wide your stance should be, how to grip the club, how to put it effectively, and how to swing with the right angle and force. It's all about those little details. You can't catch all those details on your own, so you need feedback from a coach. This principle applies to any sport. The key to improving your skills is paying attention to details and getting feedback. And it's not just for sports; you can apply this to everyday life too. Have you considered breaking down your work processes into specific steps and looking for ways to improve each stage? How many hours do you spend on that each day?


51:11
Have you ever checked how focused you were or how many hours you wasted on self-development? Whether it's work, daily life, or business, conscious practice is the only way to improve results. The problem is, while you might have a coach for exercise, no one can coach you in your daily work life. So, let me share two practical ways to get feedback right away. First up, daily reports. This method is emphasized a lot in the Ground Current Study Channel. It's about tracking how much time you spend on different tasks each day. I personally use a 3P binder as my planner. And no, I'm not promoting it! As you can see, I use different coloured highlighters for other time slots. To keep it simple, red is for key tasks related to YouTube, yellow is for necessary but not directly impactful support tasks, blue is for self-development time, and green is for personal errands or leisure. After checking how I spent each day, I summarized where I allocated my hours and scored my day overall.


52:17
"Hey, what's up? This self-help YouTuber is seriously only spending a few hours playing around and barely getting scores in the 50s and 60s. I mean, even if you're using a planner during the holidays, sometimes people have those days, right? You don't have to follow my method exactly. The key is to analyze where and how you're spending your time. How much time I dedicate to my personal development drives my results. The most valuable resource we have isn't our skills or knowledge, it's time. The best feedback strategy is checking how you use that time through a daily report. Then there's journaling. If daily reports give you quantitative feedback, journaling offers qualitative feedback. You might think journaling is just for emotional teens, and I used to think that too. But the best thing about journaling is that it makes you think more deeply. No matter how fast you write, your hand moves slower than your thoughts. So when you take the time to reflect on your day and write about it, you can uncover many facts you might have missed in the hustle and bustle of daily life. It turns out it wasn't that serious after all."


53:19
I wonder if I was that anxious. I shouldn't be next time. Having my smartphone next to me while working made me keep checking it. I need to put it away starting tomorrow. I shouldn't have snapped at someone because I felt down; it wasn't their fault. Our feelings shouldn't dictate our attitude. Just writing about what happened that day can give me better feedback than any coach could. It also helps me remember all those little moments of gratitude I might overlook daily. After some time, I can gain new insights and realizations when I look back at my diary. To achieve results, we need feedback, and the most precious resource we need to improve is time. I can leave feedback about how I spend my time by keeping a daily report and journaling. I can find better ways to use my time based on that feedback. When I focus more time on the right things with the right attitude, I can break through my limits and achieve success. It's tough to succeed without money or connections, but it's not impossible. Today.


54:20
Just remember these three things, and your life will change 100%. First, work your butt off at what you're doing right now. If you can't handle the small stuff, you won't do well with the big stuff. Success doesn't come from being average; it comes from being extreme. Read books and write. You'd be surprised how few people actually do this simple task well. Just by writing more, you can upgrade your brain and rise above the top 10%. Get feedback. Improving your performance starts with feedback. Having a coach or mentor giving you feedback would be great, but even without that, you can still provide feedback. Keep a daily report or journal to check how you spend your most valuable resource—your time. Even if you don't have money, you can still take a step closer to success today. We truly support our subscribers! [Music] Poor people say that money isn't everything and many things are more valuable than money. Yet, because of this trivial money issue, they worry, fight, and lose what's truly important.


55:34
You need to understand its essence to do well in anything. If you want to excel in politics, you need to know psychology;  to be good at sports, you need to understand the body. If you want to be rich, you have to learn money. The rich get richer, and the poor get poorer because the rich understand cash while the poor don't. This gap in knowledge leads to different behaviours. Poor people live in ways that don't align with the true nature of money, making them even poorer. It's not just about working hard; it's about understanding the properties of money. What actions make the rich richer and the poor poorer? The secrets are in the bestselling book "The Nature of Money" by Kim Seung-ho, the chairman of Snow Fox Group, who went from being broke to a billionaire. Let's look at the three key secrets that determine wealth and poverty based on the nature of money. So, let's dive into everything the top wealthy say about money and its properties. First, the rich respect money. They see it as something with its character.


56:32
People like to hang out together; some even hide away with their money for a lifetime. They usually have their favourite spots to gather and come together or split apart based on trends. They prefer to stick with those who value them and can be really harsh towards those who don't. If someone mishandles small amounts of money, larger sums tend to drift away from them, while they might settle down and have kids with someone who treats them right. The first thing to know about money is that it has a personality. You have to treat it with the same respect you would give to a person if you want to be wealthy. If someone disrespects me, I won't feel attached to them; the same goes for money. Money doesn't like being mistreated, either. It's pretty common sense. People who don't respect money tend to waste it, seeing it as a means to their satisfaction rather than as a valuable friend who can protect and liberate them. So, instead of investing in self-improvement, they blow their cash on drinking, gambling, and other vices. It's no wonder that money keeps slipping away from them.


57:24
"We don't come together, so we have to work endlessly, and no matter how much we earn, we can never become rich. It's sad that rich people respect money while poor people don't. There's a story about Chairman Kim Seung-woo meeting in a living room in Manhattan. A beggar was asking for money in front of the AC department store on 34th Street. Chairman Kim and a few others gave the beggar some cash, and soon after, he started packing up to leave. But suddenly, the beggar picked out a few coins from his collection and threw them on the ground before walking away. He left behind three pennies, about 12 won in our money. You can't buy anything in the U.S. with three pennies. Chairman Kim gave him those pennies and, while touching them, murmured that these coins were seeds of money as he headed home. For someone with a fortune of 500 billion, three pennies are practically nothing. So why did he bother? It's because he habitually treated even small amounts of money respectfully."


58:20
The boss respects every penny, and that respect brings in big money. It sounds like something from a religious text, right? But seriously, if you value even the small amounts, you'll naturally save up faster. That way, when it comes time to invest, you can gather your seed money quickly. You won't just throw that precious cash anywhere; you'll do your homework and only put your money into solid investment opportunities. As a result, you'll grow your wealth more safely and for a longer time, making that snowball effect really kick in. They bring in the big bucks when you genuinely appreciate the little amounts. Money has its personality. To overcome poverty, you first need to respect money. Respecting money means saving while also directing it to valuable places. Save on drinks, gambling, and luxuries, but invest time with loved ones and personal development. Poor folks often don't even know how much they earn or spend, wasting money on things that disappear after today. Just like people are loyal to those who recognize their worth, money prefers to stick around with those who use it wisely. Money is a tangible entity with emotions.


59:16
Love, but don't go overboard. Even when you embrace someone, if it's time to let them go, you must do it. Never ignore or treat them carelessly; you should respect and appreciate them. People with this mindset will always attract money and opportunities and will protect what they value. Secondly, wealthy people expand their capacity for cash. Those who listen to others and succeed in investing do so because they're open to different opinions. If you ignore this, you're bound to fail. Become a big player yourself and let others brag about you. While respecting the world's authority, keep questioning until the end. Never let yourself be tamed; strive to be someone who sets their own rules. As you create your own rules, there will come a day when those rules no longer matter. On that day, you will stand on your own. We can only hold as much money as our capacity allows. No matter how much money flows in, that's all you'll get if your capacity is small. In June 2021, the KOSPI index broke 3,300 points. Some stocks have doubled or tripled since the crash due to COVID-19. But looking around, fewer people made that much money.


01:00:11
A lot more people are getting burned. When the stock prices are at rock bottom, they can't buy, but then they see others making double the profits and jump in late after hearing about KOSPI hitting 5000. This all comes down to a narrow mindset. As I mentioned before, money has a personality. If you're not studying and just buying and selling because others are doing it, you're lacking your judgment, and money isn't going to be like that. As Chairman Kim Seung-ho says, those who succeed by listening to others' opinions are bound to fail when they rely on them again. You need to make your  judgments and decisions to grow your financial capacity. Whether I'm buying real estate or stocks, I never follow the crowd. Even if there's some hype around a property, I set my price based on my calculations and wait. The price I decide on reflects the size of my capital and my return on investment; what others are asking is irrelevant. Some sellers may feel insulted by my offer, but if I buy at that price, I feel insulted. People with a bigger financial capacity think and decide for themselves. They have a clear standard for cheap or expensive, so they never follow what so-called experts say.


01:01:05
I don't just follow the crowd unthinkingly. I think otherwise, even when everyone shouts that the KOSPI will be 5,000. This confidence comes from studying money. Even now, as a billionaire, Chairman Kim Seung-ho spends over three hours a day reading economic articles and analyzing real estate prices. By doing this, he develops his investment principles. Sticking to those principles allows him to stay steady, no matter what others say. If you look at successful investors in real estate and stocks, they all have one thing in common: they stick to their principles. So, we must study until we develop our principles and expand our financial knowledge. Logically, we should study harder than Chairman Kim because we need more money. However, wealthy people are more interested in cash and study. That's why their financial knowledge grows, and they make even more money. They have the time to study economics because they're already wealthy, right? But is it because they have money that they study, or do they end up with cash because they studied?


01:02:00
Did I do well on the test because I studied, or did I study well because I did well on the test? We need to focus on growing our financial mindset before we worry about how to make money. Wealthy people expand their money mindset and make  judgments, while those with less money struggle to figure out how to fill their small financial containers. The money will naturally follow if you can grow your mindset enough to stand on your own. Thirdly, rich people have freedom. The first step to becoming wealthy is creating a situation where you don't have to work anymore. It's about having income without being tied to labour and having the freedom of thought that allows you not to compare yourself to others. In other words, true wealth means freedom in both body and mind. What do you think a wealthy person is? According to Chairman Kim Seung-ho, a wealthy person no longer needs to work. It doesn't matter how much money you have; you're rich if you can earn more than your monthly living expenses without working. For some, making 300 a month is enough, while even 3000 isn't for others.


01:02:56
It's never enough, and everyone knows what it means to be rich. For example, let's say you can live comfortably on 5 million won a month. That adds up to 60 million won a year. Assuming your assets have a 5% return from things like dividends or rent, you'd need to have 1.2 billion won in net assets. Conversely, if you're spending 10 million won a month, you'd need 2.4 billion won. The key point is that your assets are the most important thing in becoming wealthy. No matter how much income you have, if you can't build up your assets, you're just like what Robert Kiyosaki said in "Rich Dad Poor Dad" – you're only rich on paper. Chairman Kim Seung-ho talks about how there's good money and bad money. The best kind of money is regular – like your salary, dividends, or rent that comes in consistently. Bad money is irregular money. If you don't quickly convert irregular income into something steady, it will eventually get sucked away by those who have regular income. When regular and irregular money competes, regular money will always win, no matter how much you have.


01:03:51
If your income is inconsistent, that money will disappear. You can easily see cases of celebrities and athletes who once had it all but ended up in financial trouble because of their lavish spending. That's why some financially savvy celebrities invest in real estate or stable businesses. They've realized that even a significant influx of cash can vanish quickly if you don't have assets. So, when you can work, you should save as much as possible to buy assets. Even if you start with a small amount, it can grow into something bigger, bringing you profits through rising property values, rental income, or dividends. This creates a system where your money starts working for you. The day your money begins to earn more than you do will be your independence day. Work hard to save up that initial capital—10 million or 100 million won—and gradually grow your assets, cutting down on unnecessary desires. The day your assets generate more income than your job will be the day you become rich and achieve financial independence. That's why we need to save. Cutting down on monthly expenses helps you gather assets faster. Once saving becomes a habit, your living costs decrease, and you can manage with less.


01:04:45
You can retire! To save effectively, Chairman Kim Seung-ho suggests the quarter rule. "Quarter" means one-fourth in English—the quarter rule concerns living at the same standard as people with similar financial means or income. When you're making less, like 2 million won, telling someone to live on 500,000 won is tough. But as your assets grow, your quarter can grow too. Assets don't just increase steadily; they grow exponentially thanks to compound interest—1, 2, 4, 8, 16. So even if it's hard at first, sticking to the quarter rule can help you build wealth faster and enjoy a richer life. A wealthy person is someone who doesn't need to work; their assets support them. That's why it's crucial to save more. If you only spend and save what everyone else does, you'll only live like everyone else. If you want a rich and free life, apply the quarter rule! If we all follow this advice, we'll get there someday.


01:05:42
"You'll get your Independence Day subscribers! I can't wait for that day when the calendar is packed just with Independence Day. Rich people get richer, and poor people get poorer—that's just how money works. Money is like a person; it goes to those who respect themselves. It flows to those who have a big mindset. Money sticks around for life for those with a big mindset who respect themselves. Poor people often say money isn't everything and that there are many things more valuable than it. But it's funny how they worry and fight over that 'trivial' money and lose sight of the valuable things. Conversely, the super-rich with billions say money is significant and valuable. Wealthy people use their money to enjoy time with family, leisure, and doing what they love. To protect what matters in life, you need money. And how we think about money determines how much of it we have. You need to understand its nature to have the right mindset about money. I highly recommend this book to anyone who wants to grasp money properly and achieve physical and financial freedom."


01:06:37
Are you all living your lives to the fullest? I bet you subscribers of the book talk love self-improvement, so I think you're all hustling hard. Just look at how much fun stuff is on YouTube, and the fact that you're taking time out of your busy schedules to watch self-development channels shows how dedicated you are. But let me flip the question a bit: Are you finding success for all that hard work? If only working hard guaranteed a smooth life, right? But that's not how it works. You study hard and invest your time, but all you see are losses. You try YouTube or blogging, but the views don't come in. You're always busy, yet nothing seems to change. You're full of passion and doing something, but it feels like nothing's shifting. It can be so frustrating. In those moments, we often blame our lack of effort. We tell ourselves we're not working hard enough and must push ourselves more. But is it really just about effort? It's tough when you're not financially stable, juggling part-time jobs and tutoring to squeeze in study time, and your salary barely covers your family's needs. You're driving for rideshare or delivering food on the side, and there's barely anything left to save. You might even try a no-spend challenge to get by.


01:07:43
Amid all this, isn't it a bit much to at least try to grow by reading books and watching self-improvement videos? At this point, we need to rethink things. Is it just a lack of effort? No, it's not. Just pushing our bodies harder won't change our lives. What matters is the software. No matter how good a computer is, running Windows 98 instead of Windows 11 won't be helpful. To succeed, we need to have the right software. This software, in other words, is our subconscious. If we don't change our subconscious, no amount of effort will change our lives. In this video, I'll explain what subconscious changes we need to make for success and how we can do it. I've prepared some solid content, so if you're looking forward to it, please subscribe and like! Let's get started. The first subconscious change we need to make is overcoming excessive self-consciousness. The author, Ja-Chung, says that the main reason most people never achieve complete freedom in life is due to this excessive self-awareness.


01:08:48
No matter how successful someone is next to you or how great a book is right in front of you, it doesn't matter if you don't know how to apply it. Most people block out information to protect their self-image, using all sorts of defence mechanisms throughout their lives. Everyone shapes their self-perception based on their environment and experiences. As we get older, we tend to get more stubborn and resist stepping out of our comfort zones. This is because our self-image becomes rigid. However, having a rigid self-image isn't always bad; if it leads to good behaviours and thinking, it can become a good habit. The problem is that most people have a self-image that prevents their success. This self-image acts as a defence mechanism to hide failures. Have you ever thought when hearing about someone's success, "Oh, they were just born lucky" or "They were meant to succeed"? That's excessive self-awareness. Many say things like "I don't have that talent," "Investing is too risky," or "Life is unfair," without even trying. They give up after a little effort and then make excuses to cover up their failures. Moving forward is hard when your subconscious is filled with these defence mechanisms.


01:09:52
Even if you hit the gas, your brain still pulls the handbrake. So, to succeed, you need to change your self-awareness. If you've been working hard and nothing has changed, it's time to realize that you can't keep going like this. You need to figure out what thoughts and beliefs are holding you back from challenges; that's the first key to changing your subconscious. The second thing to change is the lack of goals. The author of the 10X Rule, Grant Cardone, says that most people spend more time planning what to buy at the grocery store than they do setting important life goals. If you don't focus on your goals, you'll end up helping others achieve theirs and wasting your life. Especially if you're a goal-oriented person, you might find yourself playing a supporting role in someone else's life. No matter how hard you work, it's like driving without knowing your destination if you don't have goals. Without a destination, you won't arrive anywhere. Let's take a look at your daily routine. Do you usually set a clear daily goal, like "I'm going to do this"? Or do you think, "I need to do this and that"?


01:10:54
Suddenly, I noticed my space was a mess, so I tidied up. Then, out of nowhere, a coworker or my boss throws some urgent task my way. I handle that, grab a bite to eat, do a bit more work, and then remember I need to order groceries from Rocket Fresh. When I think it's time to get to work, I look up, and it's already time to quit. I head to the iPICKER place, get home, and find the house is a mess, so I tidy up a bit, and before I know it, the day's over. Now, I'm not saying all these tasks are pointless. But if you react to everything that comes your way without a plan, will your life change? Not. Success comes when you have clear goals and consistently take the necessary actions to achieve them. If you're just busy handling tasks thrown at you by others, you're sacrificing your life for their goals. So, even if you feel like you're running around, nothing really changes. You need to break the habit of living without goals. You have to engrave those goals into your subconscious. I'll explain more shortly, but you should be reading and writing your goals every day, so even when you're sleeping, walking, or doing your business, those goals should be on your mind.


01:11:53
No matter how busy you are, you must prioritize actions that lead to your goals over everything else to change your life. Having no goals as your default mindset is the most dangerous thing. The third mindset we need to change is blaming the situation. Top mental trainer Bodo Schäfer says that when we want to make a change, we often think we must first change the situation. But the most important thing is that we need to change ourselves first. If you don't change yourself, nothing else will change. Nobody gets rich by waiting for a favourable situation to come along. Changing your circumstances doesn't truly bring about real change in your life. Don't cling to the situation; focus on changing yourself first. When I change, my situation will change, and my life will change. We can use endless excuses, like the market being evil, not having time, or being poor. Sure, sometimes the situation can be really tough. But blaming the situation doesn't change anything. Sometimes, my YouTube views aren't great, and I think, "Wow, the algorithm is really unfair."


01:12:53
But then, YouTube gets me really frustrated. Should I ride the algorithm? That would be great! At times like this, I can only think about what books or topics I should introduce to get more people interested and keep making videos. The only one who can change the situation is me. They say the economy is terrible, so they failed at investing. But come on, Warren Buffett has been investing for 70 years—has the economy really only been bad a couple of times? Has Samsung Electronics faced any crises while growing all this time? The important thing is not the situation itself but having the ability to overcome it. If you blame the situation when things aren't going well, remember to let go of that mindset. You have to take full responsibility for everything if you want to start trying to overcome the situation. If your life isn't changing despite your efforts, it's often because of unconscious blocks. We must break free from overthinking, lack of goals, and blaming the situation to change our lives. So, how can we change our unconscious mindset? The key is imagination. The CEO, who runs a gimbap business with a net worth of 700 billion won, Chairman Kim Seung-woo, says that our brains are shaped by what we do.


01:13:56
You can't tell if what you're imagining is real or just in your head. So, when you think about something in your mind, your brain starts working to make it happen in real life, pulling in all sorts of ideas around you. The more you imagine, the more your brain starts to believe it's real and changes slightly. Many of the negative thoughts you have come from your imagination, too. When you see news stories about people who lost everything in investment, you start to picture yourself failing, too, even if you've never actually lost money investing. This leads you to think that investing is risky. Our brains are naturally more sensitive to negative thoughts, so if you don't actively try to think positively, you'll likely become negative. To get past this, Chairman Kim Seung-ho would repeat his goals 100 times daily for 10 days whenever he set a new one. He'd say, "I'm going to be the president of the biggest lunchbox company in the world." By repeating it so often, he made that goal the center of his life.


01:14:57
 I don't think I could do it a hundred times, so I write down my life goals in a notebook twice every morning to kickstart my day. When my video performance isn't excellent, or I start doubting myself, I push myself to write those goals down, trying to shift my mindset little by little. At first, I wondered what I was doing, but then I realized that if I could achieve those goals, I shouldn't let these minor setbacks get me down. Besides writing and reading my goals a hundred times, I also use affirmations and visualization methods. Kelly Choi, the head of Well-Sync, strongly recommends these techniques, which involve shouting out empowering phrases or picturing myself living my ideal life. I've discussed affirmations and visualization in detail in a previous Well-Sync episode, so check that out. Another practical way to rewire your subconscious is through reading. The author of "The Subtle Art of Not Giving a F*ck," Mark Manson, says that humans have mirror neurons, which means just watching someone else's actions can trigger similar responses in our brains.


01:15:58
Utilizing this point well is what makes a good self-help book. A solid self-help book is filled with stories of successful people. As we read these stories, we unknowingly imagine ourselves living a life similar to the author's. And as I mentioned earlier, our brain can't tell the difference between imagination and reality. It's just like living an exemplary life for real.